Financial Literacy

The money concepts every teen needs to know before college.

Financial Literacy

Only 29,000 Jobs Were Added. So Why Did 485,000 People Join the Workforce?

September's weak jobs report came with a twist: unemployment rose to 4.2% because 485,000 people started looking for work. Here is how the unemployment rate actually works.

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Financial Literacy

76 Million People Just Got an Automatic Raise. Here Is How It Works.

Social Security just announced a 3.6% cost-of-living raise for 2027. Here is how indexing to inflation works and how it connects to your own paycheck.

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Financial Literacy

Lease, Finance or Buy? The $1,199 iPhone Question

The iPhone 18 Pro costs $1,199, and now Apple will lease you one for $34.99 a month. Here is how buying, financing and leasing really compare.

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Financial Literacy

OpenAI Is Worth Over a Trillion Dollars. So Why Won't It Go Public?

OpenAI is reportedly seeking a $1.4 trillion valuation but says it will not go public in 2026. Here is what an IPO actually is, explained for teens.

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Financial Literacy

What Is a Stock Index? Nike Just Got Kicked Out of One.

Nike gets removed from the S&P 100 on September 21, 2026. What is a stock index, why does membership matter, and who is forced to sell when a company gets dropped?

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Financial Literacy

What Is a Bond Yield? One Number Just Scared the Entire Market.

The 30-year Treasury yield hit its highest level since 2007 in August 2026, and the U.S. Treasury stepped in to try to stop it. Here's what a yield actually is.

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Financial Literacy

What Is a Credit Rating? The Grade That Decides What Debt Costs

Moody's just warned that AI spending threatens the credit quality of Amazon, Meta and Alphabet. Here's what a credit rating is, how it works, and why it's basically a credit score for companies.

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Financial Literacy

What Is a Roth IRA? The Account Washington Wishes Everyone Had

The White House is studying Australia's mandatory retirement savings system. You don't have to wait for Congress — here's how a Roth IRA works.

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Financial Literacy

What Is an IPO and Why Should You Care?

SpaceX, OpenAI, Anthropic, Stripe — IPOs are everywhere this year. Here's exactly what an IPO is, explained simply.

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Financial Literacy

Compound Interest — Why Starting at 16 Beats Starting at 30

A teen who saves $200 a month for 10 years can out-earn an adult who saves for 35.

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Financial Literacy

What Is Inflation and Why Does It Make Everything Cost More?

The price of everything keeps going up — here's the real reason why.

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